Protect Your Paycheck from the IRS
Protect your income, reduce stress, and take back control of your finances today.
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Our 4-step
Tax Relief Process
No more calls, no more letters: you’re breaking up with the IRS.
Once you’re our client, we take over all communication.
Tell us about your IRS letters, tax debt, or unfiled returns. We’ll listen, review your situation, and explain your options.
We pull your IRS transcripts to see what the IRS sees: penalties, interest, and any missing returns. Then we get you filed and eligible for relief.
We design a customized strategy that fits your numbers: an Offer in Compromise, Installment Agreement, Penalty Abatement, or another relief program.
We negotiate directly with the IRS on your behalf, keep you updated every step of the way, and help you finally get back on track.
What Is Wage Garnishment?
When the IRS (or sometimes state tax agencies) garnishes your wages, it means they’re legally taking money directly out of your paycheck to cover unpaid taxes.
Unlike other creditors, the IRS doesn’t need a court order to do this. They can notify your employer and start taking a portion of your income until your debt is resolved.
If left unaddressed, wage garnishment continues paycheck after paycheck, leaving you struggling to cover rent, bills, and daily expenses.
Who Is at Risk
Anyone with unpaid IRS tax debt that hasn't set up a resolution with the IRS.
Employees with unpaid IRS debt – since the IRS can notify your employer to withhold part of your paycheck.
Self-employed workers or contractors – The IRS can freeze your bank account or redirect client payments straight to them instead of you.
People who missed payment deadlines or ignored IRS letters – garnishment is often a last step after repeated warnings.
If you owe taxes and haven’t resolved them, you could be at risk.
Don’t ignore it: wage garnishment will keep draining your paycheck until you act.
Talk to a professional: we can stop or reduce IRS collection actions.
Take action now: The faster you respond, the more options you’ll have to protect yourself.
Contact us today for a free consultation and let us handle the IRS for you.
How We Help You Through the Process
We start with a free consultation to review your situation and explain which tax relief program is the right solution for you.
There's essentially no set limit. Unlike other creditors, the IRS can take all of your wages above a small exempt amount, based on your filing status and number of dependents.
In some cases, this means the IRS could take 70% or more of your paycheck, leaving you with just the bare minimum needed to live on.
Most private creditors are capped at a fixed percentage of your pay; the IRS is not.
We stand between you and the IRS, taking over all communication and negotiation while fighting for the best outcome on your behalf.
Why Choose Us?
Jason Smith, EA, CTRS was honored by the American Society of Tax Problem Solvers for expertise and dedication in tax resolution.
Proven expertise in solving IRS problems.
Licensed to represent you directly before the IRS.
No call centers, just real experts who know your case.
No hidden fees, no surprises.
We’ve helped clients just like you get on the right track with the IRS.
Frequently Asked Questions
There’s essentially no set limit. Unlike other creditors, the IRS can take all of your wages above a small exempt amount (based on your filing status and number of dependents).
In some cases, this means the IRS could take 70% or more of your paycheck, leaving you with just the bare minimum needed to live on.
Most private creditors are capped at a fixed percentage of your pay; the IRS is not.
This is where we step in. We negotiate directly with the IRS on your behalf and explore every tax relief option available, whether that’s a payment plan, Offer in Compromise, penalty abatement, or even a combination.
Our goal is to stop aggressive collections and protect your paycheck.
Contact us today for a free consultation.
No. The IRS must first send you written notices, including a “Notice of Intent to Levy.”
If you don’t respond within 30 days, they can then instruct your employer to garnish your wages. So yes, they must notify you first, but they don’t need to go to court.
Once a wage levy starts, it is continuous: it stays on every paycheck until the IRS releases it, your debt is resolved, or the IRS runs out of legal time to collect.
It does not expire on its own after a set number of paychecks.
The fastest way out is getting a resolution in place, which is exactly what we negotiate for you.
If there is no employer paycheck to garnish, you are not out of reach. The IRS can levy your bank accounts and serve levies on clients who owe you money, taking what those clients owe you at that moment.
For contractors who rely on a few big clients, that can hit hard. The same relief options apply, so the fix is the same: get a resolution in place before it comes to that.
Ready to make your business legendary?
Our clients trust us with everything from bookkeeping and payroll to taxes and representation. Whatever your needs, Fix My Books offers personalized solutions that fit your business.